(T4T) 11 Business & Personal Life Coaches give their best advice.

I asked some of the world's business and life coaches: 

"What's the best advice you've ever received or given"

I was amazed again by the responses:

1) 

Rebecca Thomas 

Coach & Consultant 

" The best advice that I have been given is to keep up what l am doing and to stay positive.  Things aren't going to change overnight like I would like it to be, but being patient and being me will draw in the right clients to me.  We each have a certain quality and uniqueness to us and I am the only one who can offer what I offer.  If l stick to that, my business will grow.  The fact that my quirks work in my favor is a blessing.  That advice and faith in me is what reminds me that this part right now is worth it.  It also helps to have a great support system in my life who believe in me and my goals and dreams."

To learn more about Ms. Thomas - please visit her site 

 

How to Become more Confident

2)

David J Hackett

CEO of Ultimate Life Tool

YCG Certified Practitioner

  

 "Listen to your Heart. Do what makes your heart sing and the money will come. Most people don't have the courage to follow their Heart and listen to their Intuition. For this is how we access our true God Given Gifts...and look at the world with the wonderment of a child...when all things are possible..."

To learn more about Mr. Hackett- please visit his site 

3)

Marilyn Angelena

Transformational Business Coach and Mentor

"...Be as clear as possible with your goals and objectives and what/why you want to accomplish them.  The deeper you are able to "tap into" your purpose and passion, the better!  If you are doing what you love, you will never work a day in your life.

Once that's established, build your sales and marketing funnel around your ideal client avatar so you can attract the "right" client/customer that you absolutely LOVE to work with so you don't have to push so hard.  Be transparent, authentic, OUTRAGEOUS and have FUN."

To learn more about Ms. Angelena - please visit her site 

 

4) 

Kirsten Long 

Life Coach 

 

"A male client of mine had a habit of responding to many of my questions with 'I don't know'.I soon realized this was blocking his progress. After a few sessions we had built up a strong rapport.  I made this request of him: 'I never want to hear you saying 'I don't know' again. Take your time and come up with an answer. Don’t worry about whether it’s right or wrong, rather allow yourself to open up to the possibility that you can explore.'

He battled in the beginning. The words were often out of his mouth before he realized what he as saying. He became aware that he said 'I don't know' many times outside of coaching sessions too. He had never realized how often he said those words. 

After a while, he stopped using that response in our coaching sessions and outside.  He was astounded at how much he did understand, and how much he began to learn about himself. At this stage in his coaching journey, he leapt forward in his personal growth. He changed from someone who lives in a world of confusion to someone who was able to access his innate wisdom. The words we use create our reality. Once you become aware of this, you can start shifting your reality. There is enormous power in the words we choose to use."

To learn more about Ms. Long - please visit her site 

 

5) 

Stacy-Jane Caswell

NLP Master Practitioner

Clinical Hypnotherapist

 

"  ...Have a Gratitude Attitude, then everything really just falls into place.Your relationships with your partners, children and family suddenly seem far more valuable and you no longer thinking of all the small things that irritate you about them, but rather all the small things you appreciate about them.  When you have a Gratitude Attitude you find fewer faults in everyday life and learn to really appreciate even the smallest of things.  Your health, money, relationships, work, or happiness, is more positive instead of negative. Of course there will be challenges in our lives, and we are meant to have them too, because they help us to grow, but we are meant to know how to overcome problems and challenges.  We are meant to be victorious and we are all certainly meant to be happy!  We are meant to have an amazing life!"

To learn more about Ms. Caswell - please visit her site 

 

6)

Fikile Hlungwani 
Life Coach 

"Ask for help.

That’s it. It comes down to those 3 little words but is so all encompassing that it works in all cases at all

• When you are unsure what to do, ask for help.

• When you want the sale, ask for help.

• When you want a raise, ask for help.

• When you are afraid, ask for help.

• When you are worried, ask for help.

• When you have a problem, ask for help.

• When you have a solution, ask for help.

All of these say the same thing.  Ask for help. Seems like pretty good advice to me!

Now it is easy to tell someone to go ask for help.  It sounds great in theory.  However, it isn’t always easy for many of us.  …it wasn’t easy for me when I started.  In fact, I think one of my biggest life breakthroughs was when I finally stepped outside of my own comfort zone and asked for help.  It was both the hardest and the best thing I ever did."

To learn more about Ms. Hlungwani  - please visit her site 

 

7) 

Nicky Stansbury 
Owner of Nicholyn Coaching L.L.C. 
& La Palmera Spa.

 

 "The best advice that I've ever received was 'everyone can be a generalist, but only you can be you.  Be authentic!'.  The best advice that I've ever given is  'we all have the answers within and often it takes another to help pull it out, but miracles happen when you take action!'"

To learn more about Ms. Stansbury - please visit her site 

 

8)

Savannah Steinberg 
Consciousness & Relationship Coach

"What if you are perfect just the way you are?

When I come from this place, nothing is wrong, and there is no need for fixing and changing… I can come from a clean slate and say cool, what will I create today!?"

Ms. Steinberg went on to say: 

"Human beings are designed to be challenged, we need the evolutionary tension to grow….and when we do not set the challenges ourselves, life will. When you are living into a vision for yourself, your business / career, your relationship, you as a parent… this in itself is a challenge, as who you are today is not that vision, so it keeps you challenged and growing and inspired. "

To learn more about Ms. Steinberg - please visit her site 

9) 

Nicole Marescia

Director/ Council member 

& SA representative of ICPT/ Member of SIOPS

"The best advice I have ever received is “It’s not what you want to do in Life that matters but who you want to be” and the best advice I have given is probably “Know yourself so you can be true to yourself at all times”

To learn more about Ms. Marescia - please visit her site 

 

 

 10) 

Terri Levine

Business Mentoring Expert

"I desired leave the corporate world and to do business coaching full time, yet I kept dragging my feet.  My coach asked me to look at picture of my mother (who had passed) and to ask my mother what she wanted for me.  This coaching had me instantly know I had to do what was in my heart and was the best advice.  I have the most amazing lifestyle business now.

I no longer work long hours for a company that could care less about me.  I'm not tied to pagers or email or corporate board meetings.

Now I get to help business owners grow their businesses or build the businesses of their dreams, like I did.  I know I am making a difference and I love each and every day of work.

I have time to live my live and be with my family and go on great vacations and I have financial security with no one controlling me as a wage slave.

This advice from my coach, to ask my mother, changed my life!"

To learn more about Ms. Levine - please visit her site 

 

11) 

Sharon Stobbia

Personal and Professional Coach

 

"The best advice I have ever received was to take responsibility for my own needs in a relationship, whether personal or professional. Often in relationships we have uncommunicated expectations. We expect the other person to know what those expectations are and become dissatisfied, angry and unhappy if they are not met. When we are confident in who we are, know  who we are and who we're not,  we will have the courage to  take ownership and express our needs in any given situation. When we take full responsibility there will be no-one to blame or criticize, no expectations that are not met and the relationship will have the opportunity to thrive."

To learn more about Ms. Stobbia - please visit her site 

MMV: Caspar Berry - How Do we Overcome Failure?

(TOT) Thought on Thursday - 3.5 D's of risk-taking

 So I heard somewhere about the three and a half logical fears as related to risk-taking. The last one being part logical, part illogical.

The gist is if you are not directly threatened by one of the following you should take the risk anyway.

1) Death - as far as scientists can tell and most theologians - there's only one shot at this game called life, so do-overs are not an option. That being said if you risk your life doing something it had better have some fantastic payoff or benefit in the end.

2) Dismemberment - If you could lose a limb taking a risk you might as well think twice. The sad thing is we take that risk every time we get behind the wheel of automobile.

3) Destitution - Been there, done that. Being destitute and penniless is not a fun state of being. Financial freedom is liberating by contrast.Will the risk you take leave you bankrupt? Is it worth it to risk that today?

3.5) Divorce - This would be the "half" as some are good divorces and some are bad. Some of us may be with a supportive partner who it would devastate our lives to lose. 

Others among us chose incorrectly when we were looking for a partner to spend "forever" with and are in desperate need of a do-over or at least an end to a strenuous situation. 

Some risks we take may end in divorce and it's all up to you to decide whether this is or isn't worth it. 

Update: This post was inspired by an Entrepreneur on Fire interview with Dan Andrews

What do you think? Is the risk worth it? Are you scared of taking a risk for some reason that's not listed above? Tell me in the comments below:

(OWW) Outside Wages Wednesday = $0.98

I earned a little more than last week but, not near the alltime high.

The plan is to look for promotional partners to dramatically change this going forward.

(T4T) Tips for Tuesday - 5 financial experts and PF bloggers give advice on finances

So this week I reached out to both Financial Experts and PF (Personal Finance) Bloggers on the best advice that they've both received and given.

You may notice a common theme among the responses - let me know in the comments below if you agree, disagree or have a different perspective of your own.

1)

 

Michael Kitces

Director of Research for Pinnacle Advisory Group

Nerd's Eye View

"The real key we see amongst clients to reaching financial independence is not about spending less and saving more, but about reaching a lifestyle you can maintain and enjoy, and NOT just increasing it every time you get a raise and have more money to spend. Once you commit to your current lifestyle – and commit that you’ll maintain your current lifestyle and save your raises as they come in the future – you can get off the roller-coaster of more income = more spending, and get into the habit of more income = more saving. If you live your 30s like your 20s, your 40s like your 30s, and your 50s like your 40s, you’ll find it far easier to retire when the time comes! Our happiest clients are the ones who, as their career and income increased, simply kept living the life they already enjoyed, and saved the rest as it came – and reaching financial independence sooner than they had ever expected!"

 
BIO: With a natural inclination for thorough analysis, lifelong focus on advanced education, and years of experience in the financial services industry, Michael Kitces works to accelerate his clients financial planning knowledge. As a writer and speaker he works diligently to be on the cutting edge of finance. Mr. Kitces is constantly keeping abreast of changes in the financial planning industry so he can pass that knowledge on to his clients. 

 Learn to Save Money and Get out of Debt

2)

Laurie Campbell 

CEO Credit Canada Debt Solutions

"The best financial lesson I have learned is a simple one, and that is to be patient. There is so much hype in the media and from society to do everything now: spend your money now, get rich now, retire early, finance that car now, etc. that the simple message of being patient in planning and saving seems to be lost.

If you look at our ancestors, patience was something that was necessary in life. There were no credit cards to purchase well before you could afford an item. There was an understanding that you could not have it all and you needed to set specific goals and plan ahead. In those days an emergency fund wasn’t a luxury. It was a necessity. They knew that they would have to work long and hard before they could retire and  they were OK with this. They knew that by hard work, watching their savings grow and staying out of debt they could achieve their financial goals. There was no such thing as a $50 million dollar lottery to be won which has become a retirement plan for some.   They knew a penny saved was  a dollar earned and they had the patience to save a little bit from each pay to ensure that overtime they would build up their nest egg. By being patient, we can all spend a little less, save a little more and watch our own nest egg grow over time"

BIO:Since joining Credit Canada in 1990, Ms. Campbell has assumed progressively more important roles within the organization, becoming part of its senior leadership team as Program Manager in 1993. Her responsibilities have notably included management in the agency's education department, which presents seminars on money management and credit-related issues to over 10,000 people annually.

 

A short list of Ms. Campbell's many achievements include: She was President of the Credit Association of Greater Toronto. She was on the Advisory Committee for the television show Maxed Out. Ms. Campbell was also instrumental in spearheading Credit Education Week Canada, which promotes financial literacy throughout Canada.

 

A graduate of the University of Ottawa, currently Ms Campbell serves on the Finance Canada Payments Advisory Committee (FinPay) which serves as a discussion forum regarding developments related to public policy issues, such as competition, innovation, safety, user needs and consumer protection as it relates to the payments system.

 3)

Karlene Sinclair-Robinson

Alternative Financing Expert, Small Business Advocate, Speaker, Instructor &
Bestselling Author: Spank The Bank: THE Guide To Alternative Business Financing
KsR Solutions, LLC

"When the financial market crashed, many of us felt the impact. The failure rate of many small

businesses jumped. To say that those days were ‘trying’ ... is an understatement. How do you survive such negative economic impact?

Many of us could learn from [a] small business owner [I worked with]. 

Having been in the trucking repair business in Texas for many years, when the financial downturn hit, he, like the rest of us, had to face it somehow.

This small business owner realized one thing: survival was the key.This entrepreneur realized that selling his accounts receivable was a necessity. Why sit on paper assets when you have no money in the bank? How do you meet payroll and other business expenses if you

have to wait to get paid? He figured it was better to sell his receivables to a factoring financing source instead of waiting weeks or months to get paid. He realized the ‘time-value of money’, in that money today is worth more than waiting to receive the same amount in the future... if this business owner had not been able to use factoring to access the financing he needed...He could have been one of the U.S. Small Business Administration (SBA) statistics of so many  failed businesses. Business financing, especially alternative access to capital, is a necessity during survival or growth periods.

BIO: Karlene Sinclair-Robinson, dubbed “The Queen of Business Financing” is the Bestselling Author of 'SPANK THE BANK: The Guide to Alternative Business Financing'. She is an expert on 'Alternative Business Financing' for startups, small businesses and struggling entrepreneurs. She is a speaker, instructor, consultant and principal of KSR Solutions, LLC, based in Northern Virginia. She is also a top Twitter business financing source to follow via @KarleneSinRob. Website: www.SpankTheBankNow.com.

4) 

Cassie

Blogger, Freelance Writer, Mechanical Engineering Graduate.

http:/talesandtrenchs.wordpress.com

 "My grandfather always used to tell me:

'If your outflow exceeds your inflow, your upkeep will be your downfall'.

This is critical. It doesn’t matter how much money you make, if you spend more than you bring in you’re going to be in trouble. You need to either make more money, start spending less, or both.

Also, remember that banks are a business, and businesses exist to make money. They make their money off you. Remember that the next time you get a credit offer in the mail or at your branch. They may be friendly, but their products may not be friendly to your money."

BIO: Similar to her blog, Cassie is a bit of a hodgepodge in human form. She graduated high school wanting an arts degree, went to Denmark as an exchange student, came back wanting to be a Dietician, and graduated years later with a Mechanical Engineering degree. At Any given moment she could be thinking about: housing, fashion, technology, cooking, art, gardening, investing, men, travelling, the future, the economy, volunteering, or anything else a professional woman in her 20's might think about... Except politics. She hates politics.

5) 

Mr. Canadian Budget Binder

Personal Finance Blogger

canadianbudgetbinder.com

"I learned about money from a young age from my parents. I also had a paper route which super-charged me into a money saving machine. I was told that I [should] never spend my money unless I had to. Which is just about the way I am today. I recall my parents saying that I should save a portion of my paper route pay so I wouldn't spend it all just in case I needed it for something important. You never know when you would blow a tire on your bike is what my thought pattern was like. I believe that piece of advice led to my understanding of spending less than you earn.  Now I share this with my blog followers, "It's not about how much money you make, it's how you save it" and hope to inspire others by keeping finance simple."

BIO: Mr.CBB shares budgeting tips, frugal lifestyle, relationships, recipes, parenting, personal finance and so much more for his over 4500 fans all around the world. After all “money is money, debt is debt” no matter where you live. Come join him on Facebook, Twitter and Pinterest.

MMV: Monday Motivating VIdeo - The Power of Problems - Tony Robbins